This card is perfect for any of those occasions. Silver Embossing Powder, versamark and a heat gun. The rose is ribbon that is also heated with the heat gun. A real 'wow' factor with just a little effort. Love the Tulip Embossing Folder from the Occasions Mini catalog and the focal point is the 'Clearly for You' stamp set, embossed and cut out to layer on the front. love this card. Oh, the bling in the center of the rose is from the Neutrals Gimmer Brad pack.